Finance
Spread the cost without paying for the privilege
No-cost EMI for three or six months, or longer tenures up to 36 months through our lending partners. Most decisions come through within 48 hours.
Tenures
Choose how long you want to spread it
3 months
0% (no-cost)
Interest fully absorbed by us
6 months
0% (no-cost)
Interest fully absorbed by us
12 months
From 10.5% p.a.
Processing fee may apply
24 months
From 12.5% p.a.
Processing fee may apply
36 months
From 13.9% p.a.
Longest tenure available
Illustration
What ₹10,00,000 looks like monthly
An illustration on a ₹10 lakh project. Your actual EMI depends on the lender, your credit profile and the down payment you make.
| Tenure | Indicative rate | Approx. monthly |
|---|---|---|
| 3 months | 0% (no-cost) | ₹3,33,333 |
| 6 months | 0% (no-cost) | ₹1,66,667 |
| 12 months | 10.5% p.a. | ₹88,149 |
| 24 months | 12.5% p.a. | ₹47,307 |
| 36 months | 13.9% p.a. | ₹34,129 |
Illustrative only, calculated on a reducing-balance basis and excluding processing fees, GST on interest and any down payment. This is not a loan offer. Final terms are set by the lender, not by us.
How to apply
Four steps, mostly done for you
01
Finalise your quote
Your EMI is calculated on the signed scope, so we do this after design sign-off.
02
Pick a tenure
Your design manager shares the exact monthly figure for each option.
03
Submit documents
PAN, Aadhaar, three months of bank statements and salary slips or ITR.
04
Approval in 48 hours
The lender pays us directly and your project schedule is unaffected.